Maple runs an on-chain corporate credit market. Businesses often do not have the cash they need to operate. To keep going, businesses will often borrow money to buy or make something and pay back the loan when they sell that product. Maple offers this kind of short term credit to corporations. Borrowers are vetted by institutional delegates and different terms negotiated for each. Once a credit is approved, the process is automated and transparent because being automated and transparent is what blockchains do best. Borrowers also pay fees in Maple and Maple holders collect these fees for providing the money that is lent out. Maple holders can purchase Maple to earn these fees through staking and to have a vote in guiding the protocols development.