Stellar is an open-source network for currencies and payments. It has its own cryptocurrency XLM, but it was specifically founded to make traditional money more accessible. You’ve probably heard of money transfer services like WesternUnion or MoneyGram. However, these companies charge high fees per money transfer and it can take couple of days. Stellar tries to make money transferring easy and cheaper. For example, bank in India can use Stellar to send money to bank in the US almost instantly and with low cost.